Founded in 2017 by Laurin Hainy, Matthieu Gendreau, and Nicolas Berthozat, FairMoney began with a clear mission: to democratize access to financial services across emerging markets, starting with Nigeria.
What started as a mobile lending app offering quick, collateral-free loans has evolved into one of Africa’s leading digital banks, licensed by the Central Bank of Nigeria.
Under the visionary leadership of Laurin Hainy (CEO), FairMoney has built a financial ecosystem that provides instant loans, savings, bill payments, and debit card services to millions of users.
Its proprietary credit-scoring technology analyzes mobile and transaction data to approve loans in minutes—making finance faster, smarter, and more inclusive.
FairMoney’s growth has been remarkable: serving over 6 million users, disbursing billions of naira monthly, and expanding into India and other frontier markets.
The company has also attracted major global investors such as Tiger Global and DST Partners, cementing its place among Africa’s top fintech innovators.
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